Punjab & Sind Bank’s Exciting Offer: Earn 8.10% Interest on Fixed Deposits
Punjab & Sind Bank has launched the PSB Utkarsh 555 Days Fixed Deposit Scheme, providing highly competitive interest rates, especially for senior and super senior citizens. This scheme is an excellent choice for secure and high-return investments.
Key Features of PSB Utkarsh 555 Days FD Scheme
- Tenure: 555 days.
- Interest Rates:
- For customers below 60 years: 7.45%.
- For senior citizens (60-80 years): 7.95% (0.50% extra).
- For super senior citizens (above 80 years): 8.10% (0.15% additional).
- Modes of Application:
- Offline: Open the FD by visiting the nearest branch.
- Online: Use the PSB UnIc app for a seamless digital experience.
Interest Rates Comparison (Offline vs Online Modes)
The interest rates remain consistent across offline and online channels:
- For customers below 60 years: 7.45%.
- For senior citizens: 7.95%.
- For super senior citizens: 8.10%.
To avail the online benefits, ensure you’re registered on the PSB UnIc You and I Connected App. If you’re not yet registered, you can follow tutorials or guides available to set up your account and apply digitally.
Maturity Amount for Senior Citizens
Here’s how much you can expect to receive as a maturity amount for different deposit amounts at 8.10% interest (offline mode for super senior citizens):
| Deposit Amount | Maturity Amount | Tenure |
|---|---|---|
| ₹1,00,000 | ₹1,12,967 | 555 days |
| ₹2,00,000 | ₹2,25,935 | 555 days |
| ₹2,50,000 | ₹2,82,419 | 555 days |
| ₹3,00,000 | ₹3,38,903 | 555 days |
| ₹5,00,000 | ₹5,64,839 | 555 days |
| ₹10,00,000 | ₹11,29,679 | 555 days |
| ₹15,00,000 | ₹16,94,519 | 555 days |
| ₹20,00,000 | ₹22,59,358 | 555 days |
Why Choose the PSB Utkarsh 555 Days FD Scheme?
- High Returns: Among the highest interest rates offered by a government bank in 2024.
- Flexible Options: Choose between offline and online modes for ease of access.
- Additional Benefits for Seniors: Tailored interest rates for senior and super senior citizens.
- Safe Investment: Backed by a reputed government bank.
Take advantage of this highest raising fixed deposit interest rate scheme to maximize your savings with Punjab & Sind Bank!
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